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The challenge

Diversify proposition into investments to re-engage dormant customers.

The solution

Fully automated digital wealth proposition with full back-end automation.




The result

An additional revenue stream, Opsion, which operates as a disruptive challenger in the retail space without sacrificing the established expertise of the main business and brand.

Swiss Risk & Care

A leading broker in French-speaking Switzerland, Swiss Risk & Care is a subsidiary of SIACI SAINT HONORE, a European insurance group with worldwide operations that span four continents for 2.5m customers.

The challenge

Amid increasingly tight market space,

The Swiss market has shown indications of slowing down over the past few years. There’s no guaranteed way to buck this trend, but insurance providers in central Europe have started diversifying their product offerings as a solution.

The creation of Opsion was Swiss Risk & Care's answer to this challenge. The new business arm needed to diversify their offering and deliver investment solutions that outperformed traditional ones.

We had been looking for a solution provider who could fit our digital ambition. The solution needed to be flexible, highly user-friendly for both clients and brokers and manage associated administrative burden effectively. Naturally, minimising the need for increased headcount was also a big part of our criteria. Nucoro was able to deliver the digital platform we were looking for.

Pascal Payot

Managing Director Opsion 3a & Opsion Vested Benefits

The solution

Within months, Opsion launched

A digital wealth solution with full back-end automation to offer a standalone, next-generation platform that could sustain and service clients independently.

Key features

Fully automated

User journeys are fully automated from onboarding through to billing. Retail clients get a tailored user experience whilst Opsion brokers get access to different investment universes, depending on their needs.

The tech behind it

KYC/AML
Suitability checks
Risk profiling
Fact-finding
Forecasting
Investor portal
Advisor portal
Dynamic fees
Portfolio configuration

Advanced investment service

Each client has their own portfolio, built depending on their personal situation and rebalanced automatically in line with their objectives and the evolution of the market.

The tech behind it

AI algorithms
Model portfolios
Pricing plans
Multi-market
Multi-assets
Fractional shares
Automated rebalances
Automated billing
Automated tax reports

Advisor-led onboarding with frictionless integrations

Clients are guided through the easy onboarding in just ten minutes, with human touch points where needed. Each function works seamlessly together and with Opsion’s current and future third-party providers.

The tech behind it

Advisor-led onboarding
Digital signature
Contracts generation
Client documentation management
Accounts reconciliation
Omnibus account

The result

Impact

Business

Opsion is an additional revenue stream and a sustainable proposition in the highly competitive pensions market in Switzerland for SRC.

Brokers

A standalone platform allows brokers to onboard clients, much faster.

Clients

Clients have a new way to engage with their pension through a live investment dashboard.

Interested in learning how the Nucoro Platform can help your business?

Schedule a demo